On this video, I discuss how I handle my funds in my 20s. My private finance system is split into two components: Money and Investments. For as we speak, I am going to talk about be how my money system works.
I’ve began severely managing my private funds once I turned 18. There’s quite a bit that I’ve discovered since then, so I make movies like these to the issues I’ve discovered from my experiences.
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A few of you guys have been asking me about what number of financial institution accounts it is best to have. All in all, I’ve 13 “money accounts” 🤯 That is made up of the money I’ve available (3), my financial institution accounts (5), and my e-wallets (5). I do know this sounds loopy, however hear me out!
I prefer to have separate accounts to separate my funds in line with what I intend to make use of them for. Should you put your funds multi function account, it could actually get tempting to spend them in a single go. By having separate accounts, it makes it a bit more durable for me to entry some funds. Consequently, I can curb my impulse shopping for urges as a result of it actually takes extra effort to spend my cash.
I even have a spreadsheet the place I observe every thing! On this video, I will be speaking about my expense monitoring spreadsheet, in addition to how I observe my basic monetary standing (web price).
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1️⃣Financial institution Accounts
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Ship this video to your homies so that you guys can profit from managing your funds collectively! SUBSCRIBE for extra movies like this! I put up one video per week and I discuss private finance, self-development, or something I be taught or expertise all through my life as a 20-year-old.
00:00 Intro, Featured Feedback
01:41 How I Construction My Accounts
02:46 My Accounts: Money on Hand
04:02 My Accounts: Banks (BDO, Unionbank)
06:32 My Accounts: E-Wallets (GCash, PayMaya, Cash.ph, Grabpay, PayPal)
09:00 My Spreadsheet Setup: Private Finance Tracker on Google Sheets
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